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Specialists in granting mortgage loans to individuals and companies. Alternative solutions to traditional banking.

Debt reunification

Debt refinancing

Urgent mortgages

Home Equity Loans

We stop liens and auctions

Loans for acceptance of inheritance

Private equity loans

Contact us without obligation
We will be delighted to help you.

(+237) 34 3453

info@ratenan.com

Building New Bastos, 607 Road 1792, 15e - 08036 Yaounde

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Debt reunification

Group all the accumulated loans in a single installment and save!

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How to apply for a loan to reunify debts?

If you have a property free of charges or with a low outstanding mortgage, you can obtain one of our mortgage loans from € 20,000.

1. Application

Send your request without obligation and an expert will contact you.

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2. Approval

If the operation is viable, we will ask you for basic documentation and later an official appraiser will value your property to find out how much money we can offer you.

3. Signature

Your manager will explain and send you all the pre-contractual documentation. We sign before a notary public and you receive the money on the day of signing. Easy, fast and safe.

Ratenan - Cuestionones sobre hipotecas

Requirements for the reunification of debts

There are very few requirements to unify debts, so this is going to be a short text: be of legal age and be the owner of a property . Nothing else.

Our loans are with a mortgage guarantee , that is, you have to provide a property as collateral in order to obtain the loan. We accept all types of properties , such as a house (first or second residence), a parking space, a commercial premises (also offices, offices and hotels), buildings with or without tenants, land, industrial buildings ...

In the event that you do not own any property, there is the possibility that a family member or friend can provide the guarantee you need to be able to get the loan. It is a very common and recurring situation to ask parents to put their house as collateral. You will be the only debtor and the other person will be the mortgagee, with no obligation to pay the debt.

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Advantages of pooling debts

Bundling past debt is not kicking the problem forward. It is to control the situation and circumstances, calm the matter and forget about defaults and multiple income. You reunify your loans to calm the waters. And last but not least, it has several additional sales. Here is a summary of all:

  • Go from having several payment obligations to a single monthly installment. The most important and the main reason for this type of request. And it is not for less: you save the time of the different income, with its possible transfer fees. You avoid going to the ATMs or banks where you need to make the deposit. Also, with several installments it is possible that you forget to pay some.
  • You go on to improve global conditions . Say goodbye to high interest rates. Mini-loans take advantage of their small amounts to have the money at a high price. In addition, if you are late for payment one month, you will receive a penalty for all installments and not just one. And choose the term that suits you best: from 1 to 10 years, with three different types of amortization: capital installments + interest, installments with a lack of capital or installments with a total lack of capital and interest. Everything will depend on your situation, we adapt flexibly to your needs.
  • And what does the above mean? A LOWER FEE. This monthly amount can decrease up to 80% in some cases, everything will depend on the conditions, amount and loans of all your previous debts.
  • Have more liquidity. Taking advantage of the loan, remember that the maximum bankable is 35% of the value of the guarantee. If you are currently short of liquidity and need a little push, you can take advantage of your request and ask for the amount you need more.
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Créditos Moroso

Characteristics of our private loans

Urgent loans

We process requests as soon as possible.

Flexible deadlines

Loans between 1 and 10 years, depending on the repayment system.

No maximum amount

There is no maximum limit, the minimum amount being € 20,000.

Regardless of The Cameroon Lending Authority or RAI

It does not matter to be included in these delinquent files.

In less than 24 hours

Quick response time to your request.

Private equity interests

Loan between individuals with the most competitive interests.

Apply for your mortgage loan

Get your private equity loan with us.

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